How you track your debt payoff directly impacts your motivation throughout your journey! Even using the debt snowball method, it can feel exhausting to constantly be focused on paying off debt. After a while, you start to have thoughts about life before you started...

Do you hate your debt? Are you angry at it? Can you FEEL the control it has over you? Having an emotional response to debt or money problems is human nature. Either your emotions control you, or you learn to use them to control the situation. All you need is a plan...

Do you have debt that you wish you could get rid of? Are you skeptical about Dave Ramsey’s teachings? I can tell you one thing: his steps are not easy and they are not quick. But believe me, IT IS WORTH IT! The minute you decide to work through his steps, please...

Product recommendations herein are purely based on our preferences and actual personal use. We do not receive any commissions for our recommendations. For only about 60-70 years, the world has been a place where you can buy stuff without being able to actually pay for...

Product recommendations herein are purely based on our preferences and actual personal use. We do not receive any commissions for our recommendations. I officially began my debt-free journey in January 2016. (Although, it started far before that!) I was single, living...

In the popular movie Jerry Maguire, this quote sums up the flawed mindset that many people hold about being wealthy: “Show me the money!!!” Real wealth is built inside of you and within your strong relationships/bonds with family, friends, and neighbors.  We will...